1/2 cup margarine or butter
1-1/2 cups graham cracker crumbs
1 14 ounce can Eagle Brand Milk
1 12 ounce package chocolate chips
1 cup Reese's Peanut Butter Chips

Preheat oven to 350. In 13 x 9 inch baking pan, melt margarine in oven. Sprinkle crumbs evenly over margarine, pour sweetened condensed milk evenly over crumbs. Top with chips; press down firmly. Bake 25 to 30 minutes or until lightly browned. Cool. Garnish as desired. Cut into 24-36 bars. Store loosely covered at room temperature.